FSA, HSA and Claims 

Do you need a new pair of prescription eyeglasses or sunglasses, and have benefits to cover some or all of the purchase?   

With Loch Effects, it has never been easier to shop for eyewear online.  Loch offers an exclusive collection of Made-in-Canada frames coupled with any type of lens, including single vision, progressives, transitions, polarized sunglasses or blue light blockers.  The lenses come standard with anti-reflection and anti-scratch coatings and you can even request a 1.67 high index upgrade to keep the lenses thin and lightweight.   

Best of all, you can choose up to three frames to try on at home for free with Loch’s Home Try-On program! 

There are two main ways to use benefits to buy Loch eyewear online: 

1.  FSA & HSA Card: 

If you have an FSA (flexible spending account) or HSA (health savings account) card, you can purchase right through the website checkout process.  If you don’t have an FSA or HSA card, or have a different type of vision benefit package, simply follow step 2 below. 

2. Vision Insurance Claim 

To submit a claim for partial or full purchase reimbursement, most vision benefits providers follow a three step process: 

i) Ask your benefits provider for a reimbursement form and fill it out. 

ii) Attach your itemized invoice from Loch Effects.  If you require a different format compared to Loch’s standard invoice, just contact customer service and they will take care of it for you. 

iii) Submit your reimbursement form and invoice to your benefits provider.